What
is Zakah?
Literally,
Zakah means 'to purify or cleanse', but in the Shariah term
Zakah is an act of monetary worship and the third pillar (duty)
of Islam. It is Fard (obligatory) upon every Muslim and one
who denies this Fard is Kafir and the one who does not pay
or delay to pay Zakah is a great Sinner. Obligation and payment
of Zakah is mentioned thirty two times in the holy Quran with
Salah. It was made compulsory upon Muslims on the third year
of Hijra. Zakah is to be paid once a year on savings at the
rate of two and half per cent (2.5%). This rate applies to
cash, bank savings, gold and silver jewellery. The rate for
cattle and agricultural product is different. The payment
of Zakah purifies and cleanses the remaining wealth, which
is blessed by Allah (S.W.T). That is why this act of worship
has been termed Zakah as it purifies one's wealth and causes
it to grow in the next World.
Importance
of Zakah
As
it has been said above Zakah and Salah has mentioned together
at about 32 times in the Quran. It is the foremost duty of
the Muslims after the affirmation of Faith and Salah. Allah
(S.W.T.) Said in the Quran " Successful are those who pay
Zakah" (Surah Al-Muminun Verse 3). The Quran states the
importance of Zakah on another place. In that verse Allah
(S.W.T) said "if they repent even now, and establish Salah
and pay Zakah du'as, then they shall be your brethren in Faith"
(9: 11)
Thus,
according to this verse, Salah and Zakah are the main features
of Islam and a clear testimony of one's faith in it; the refusal
to pay Zakah is a characteristic of the idolatrous people,
who do not believe in the Hereafter and are wholly devoid
of faith. During the time of Hazrat Abu Bakr ® (The Second
Caliph of Islam and the most beloved companion of our Prophet
peace be upon him, some tribes refused to pay their Zakah,
he regarded this as an act of apostasy and declared: "By
God! I shall certainly wage war against the people who discriminate
between Salah and Zakah (Bukhari, Muslim)
There
are many Ahadith of our beloved Prophet (S.A.), which mentioned
the importance of Zakah. I would like to mention one of them:
Rasulullah (Peace and blessings of Allah be upon him) said:
"A generous person is close to Allah (swt), close to Jannah
and close to people, but far away from Jahannam; whereas a
miser is far away from Allah (swt.), far from Jannah and far
from people but he is close to Jahannam. An ignorant but generous
person is certainly dear to Allah (s.w.t) than a pious miser."
(Muslim - Mishkat)
Purpose
of Zakah
The aim of Zakah is to root out the love and greed of this
World from the hearts of the believers and to include in it
the pure love of Allah. Zakah provides us with the opportunity
of sharing our excess wealth with those less fortunate than
ourselves. The real owner of our wealth is our Lord. We are
merely the trustees of His wealth.
Consequences
of not paying Zakah
The
Quran states about those who do not pay Zakah: "The day
shall surely come when the same gold and silver shall be heated
in the fire of hell, and there with their foreheads, their
bodies and their backs shall had hoarded up for yourselves:
now taste the evil of your hoarded wealth". (9: 34-35). The
Prophet (Peace and blessings of Allah be upon him) said about
those who do not pay Zakah: "The wealth of the person who
is favoured with it by Allah, but who does not pay Zakah on
it, will appear on the last day as a deadly poisonous snake
with a bald head, having two black spots over its eyes: it
will twine itself round the neck of the greedy, will say:
'I am your wealth that you kept hoarded'.